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Renting in Vermont getting more expensive

first_imgRenting an apartment in Vermont continues to grow more difficult for the average Vermonter, according to a report released today.The 2011 update of “Between a Rock and a Hard Place: Housing and Wages in Vermont” shows a modest 2-bedroom apartment in Vermont costs an average of $990 a month, a 7 percent increase over the year before and a 58 percent increase since 2000. A renter would need to earn an hourly wage of at least $19.03 ‘ or $39,595, annually ‘ to afford this.”Renting an apartment has been a challenge in Vermont for some time because of rising costs and a low vacancy rate. This report confirms it continues to grow more challenging, especially for those on the lower end of Vermont’s income scale,” according to Sarah Carpenter, Executive Director of Vermont Housing Finance Agency (VHFA), the report’s publisher.”Vermont’s affordable rental scenario is poised to become even more challenging,” Carpenter says. “Recent cuts to the federal budget could seriously reduce the state’s limited affordable housing stock and severely hamper the millions of dollars of private investment in housing that is leveraged by those federal resources.”The situation is made graver by the state’s aging housing stock. The report estimates Vermont could lose up to 500 affordable housing units due to their deteriorating condition or lack of available resources to preserve the housing when federal affordability contracts expire and owners have the option to sell. Recapitalization of these older assisted housing projects is critical. “VHFA and the state’s other housing organizations are committed to doing all we can to assure all Vermonters have a safe, affordable, decent place to live,” Carpenter adds, “whether rented or a home of their own.”Some other findings of the report:Vermonters pay too much for housing. 47 percent of renters and 38 percent of owners with mortgages can’t afford their housing costs. This ranks Vermont the 17th worst state in the nation. Paying less than 30 percent is the benchmark for “affordable.”Median household income in Vermont was $52,000 in 2009, according to the most recent estimates available. Incomes remained essentially flat since the previous year. Once the rising cost of goods and services is factored in, there was a small decline in median income among Vermont households.The median home price in Vermont was $195,000 in 2010, 3 percent higher than last year. This requires an annual income of $58,000 and at least $16,000 in downpayment and closing costs. More than 81 percent of Vermont’s occupations had lower median wages.Homelessness in Vermont continues to grow. On one day in January 2011, the state’s network of shelters and service providers counted over 2,500 people who were homeless.Prices of newly constructed houses and condominiums remained far out of reach of the median Vermont household. The median price of a newly constructed home was $290,000 in 2010. A homebuyer would need an income of $86,000 and down payment and closing costs of $24,000 to afford this home.Interest rates for homeownership remained very low through 2010, but fees remained high and buyers needed larger down payments. Closing costs in Vermont increased 37 percent between 2009 and 2010.”Between a Rock and a Hard Place” was written by VHFA Policy & Planning Manager Maura Collins, with research by VHFA Research Analyst Leslie Black-Plumeau. Vermont Housing & Conservation Board’s Rick DeAngelis and Vermont Affordable Housing Coalition’s Erhard Mahnke reviewed the document. It brings together many sources of data including the “housing wage” calculation based on methodology pioneered by the National Low Income Housing Coalition.This is the 10th edition of the annual report that was first published by VHFA and the Vermont Housing Awareness Campaign in 2002.VHFA is a self-sustaining, non-profit agency created in 1974 by the Vermont Legislature to finance and promote affordable housing opportunities for low- and moderate-income Vermonters. Since its inception, the Agency has helped approximately 27,000 Vermont households with affordable mortgages and financed the development of approximately 8,400 affordable rental units.  Copies of the report can be downloaded at www.vhfa.org/resources/publications.php(link is external). Hardcopies are freely available upon request, while supplies last, at (802) 864-5743 or [email protected](link sends e-mail).last_img read more

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Weekend Pick: Genworth Virginia 10 Miler

first_imgThe Genworth Virginia 10 Miler will celebrate its 40th year this coming weekend, September 27th – 28th, in Lynchburg, Virginia. There will be races for both runners and walkers of all ages and abilities. With more than 4000 people participating, this historic event, along with the many festivities, is sure to be a memorable one.Adult runners can choose between the 10 Miler, which costs $75, and the 4 Miler, which costs $50.  There is also a 4 Mile walk option, which also costs $50. There will be live music and DJs throughout the course, so there’s really no need to use your own device. They encourage everyone to keep this event headphone-free.Please note that online registration has closed. However, there are still plenty of ways to sign up. You can wait until the day-of or head to the Amazement Square Warehouse Thursday and Friday. Here participants can also pick up their bibs and race packets. To keep things easy, all three of these races will start at E.C. Glass High School at 8am on Saturday. Check the event website for specific course information.The Amazing Mile has been around for more than a decade and is a race just for children. This year, they have the event split up into 3 categories, 1 mile, ½ mile and ¼ mile, allowing for even more participants who are 13 years old and younger. These races will take place on Friday, September 27th starting at 6:15pm. The Family Festival will go from 4:30-7:30pm and is another part of the weekend’s festivities. There will be concessions, a rock wall, face painting, and more.Like any good race, there will be a celebration afterwards. There will be food, cold beverages, live music, and massages inside E.C. Glass High School.View Larger MapLooking for something a little more South? Check out our other weekend pick, National Public Lands Day in Pisgah National Forest!last_img read more

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Weekend Pick: Frosty Foot

first_imgWinter weather taking a toll on your running routine? Give those chilly toes a wake-up call this weekend at the Frosty Feet Trail Races in Bryson City.Nantahala National ForestRunning store Foot Rx‘s “Yeti or Not Winter Trail Series”, the Frosty Foot run takes to the Tsali Trail System in the Nantahala National Forest. Participants can choose between 30 and 50 kilometer distances on the trails, and both options promise beautiful views of the North Carolina countryside to reward your efforts along those rolling hills.The 50K race will begin at 8:30 on the morning of Saturday, January 17, with the 30K close behind at 9 AM. All runners should arrive at the entrance to the Tsali Recreation Area by 8 to prepare for the challenge ahead! There will be three aid stations in total, two for both the 30 and 50K at miles 5 and 14, plus a third for the 50K at mile 23.Tsali Trail RaceImage courtesy of Christopher-GraphicsThe Frosty Foot Trail Races will accept only 300 runners altogether, so hurry to make the cut. Online registration has closed, but Foot Rx will offer in-store registration opportunities throughout the week as well as on-site registration on race day from 7 to 8 AM to fill any open spots.Every runner will walk away with a free race beanie from Foot Rx, and 50K racers will also receive a pair of snazzy arm sleeves to sport for more winter runs to come. Proceeds from the race will directly benefit the Nantahala Area Southern Off-Road Bicycle Association in their valiant efforts to clean up and maintain the very Nantahala National Forest Trails that you’ll be running on! Help show these trails some love, both with your wallet and with your feet, at the Frosty Feet Trail Races.last_img read more

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Faithful to Duty

first_img Since 2011, Salvadoran troops also have been in Afghanistan as part of the International Security Assistance Force (ISAF) led by NATO and established by the U.N. Security Council. “The objective is to help the Afghan Government extend and exercise its authority and influence in the territory, as well as to create the conditions necessary for the country’s postwar reconstruction and stabilization,” Major General César Adonay Acosta Bonilla, head of the Joint Chiefs of Staff of the Armed Forces of El Salvador told Diálogo in September 2012. In the Middle East Salvadoran troops have been part of UNIFIL since June 2008. They are assigned to the infantry unit of the Spanish contingent. “We are working within this division of UNIFIL so that one day the responsibility may be transferred to the Lebanese Armed Forces, but until that happens, the United Nations must maintain control in order to supervise the cease in hostilities,” Col. Hernández explained. Daysi Carolina Danker/Diálogo staff When Lebanese Soldiers see the Salvadoran flag on the Soldiers’ uniforms, they recognize them as friends and place their right hand over their heart. The gesture symbolizes the good relationship Salvadorans have developed in distant lands as defenders of world peace. “These things immediately identify the Salvadorans, who are well-loved by the Lebanese personnel,” said Colonel Carlos Alfredo Hernández of the Salvadoran Army. He commanded El Salvador’s 6th contingent of 52 Soldiers deployed in Lebanon from September 2011 to July 2012. His mission was to serve as a Blue Helmet of the United Nations Interim Force in Lebanon (UNIFIL) and supervise the ceasefire between Israel and Lebanon. Coming from a nation that lived through a 12-year civil war, many Salvadoran Soldiers feel it is their duty to help other nations achieve peace. In addition to UNIFIL, El Salvador participates in the United Nations Mission for the Referendum in Western Sahara (MINURSO), the U.N. Mission in Liberia (UNMIL), the U.N. Mission in Sudan (UNMIS) and the U.N. Operation in Côte d’Ivoire (UNOCI). From 2003 to 2008, El Salvador was the only Latin American country to maintain troops in Iraq. Some 4,000 Salvadoran Soldiers from the Cuscatlán Battalion participated in Operation Iraqi Freedom by providing help with peacekeeping, humanitarian assistance, reconstruction and security. According to Maj. Gen. Acosta, the first contingents contributed to the organization and training of the Iraqi Police and Army. Approximately 7 million Iraqis benefited from more than 350 projects, including electric lighting; sanitation; water distribution; construction of health clinics, schools and bridges; and improvement in communications. Maj. Gen. Acosta said projects valued at more than $24 million were implemented, with funds provided by the U.S. and other countries of the coalition. More than 190 civic actions were carried out by Salvadorans in Iraq to foster ties with communities. He believes Salvadoran Soldiers embark on such missions knowing they are important for their country. The Soldiers also are aware of the challenges they will face, such as differences in culture, language, religion and customs, as well as separation from their families, adverse weather conditions and the time difference. “Nevertheless, our Soldiers are admirable and easily adapt to these conditions. They are very friendly and do not have trouble adapting,” he said. The mission in Iraq left five Salvadoran Soldiers dead and 55 wounded. “We have paid our dues for peace in Iraq,” Maj. Gen. Acosta said. “As Salvadoran Soldiers, we devotedly execute the mission given to us.” In September 2012, the eighth rotation of Salvadoran troops that would travel to Lebanon was undergoing training in tasks such as organization, humanitarian aid, humanitarian law and human rights before leaving for Zaragoza, Spain. They train there for three months, forming special teams for humanitarian demining, the medical corps, and the infantry, which is responsible for patrolling the border alongside Lebanese Armed Forces. The mission lasts 10 months. Likewise, personnel from the third rotation to be deployed in Afghanistan were preparing to make up two teams that would advise and train the Afghan Police and Afghan Air Force. El Salvador is expanding its peacekeeping missions abroad. In February 2013, the country sent its first military contingent to join the United Nations Stabilization Mission in Haiti (MINUSTAH), according to the Salvadoran Ministry of Defense. The 34 Soldiers have been carrying out patrols and security activities for six months. While this is the first Salvadoran Military contingent in Haiti, the country has sent 14 members of the National Civil Police on peacekeeping missions in Haiti in the past. Mission Accomplished By Dialogo April 01, 2013last_img read more

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Attorneys Excange

first_img July 15, 2002 Regular News Attorneys Excange Attorneys Exchange ADA LITIGATION Michael F. Lanham, an experienced ADA attorney, has an MBA & understands the business aspects faced by litigants in ADA cases. With a history of 10 years specializing in the implementation & case law of the ADA, Mr. Lanham is available to assist or represent individuals or entities in ADA actions. Michael F. Lanham, P.A., 1102 Biscayne Building, 19 West Flagler Street, Miami 33130; [email protected]; (305) 358-7646. ADMINISTRATIVE LAW Guy & Yudin, LLP William E. “Ted” Guy since 1983 and John Yudin are available to handle administrative proceedings in state and local governments and agencies, including certiorari petitions and appeals. Extensive experience in all phases. Examples include waterfront landuse, permitting, violation defense, environmental violations, professional licensing disciplinary defense, rule challenges, non-rule policy challenges.See our web site, www.guyyudinlaw.com, 55 E. Ocean Blvd., Stuart, FL. 34994, (772) 286-7372. ADMIRALTY John W. Merting is the first Bar Certified Admiralty and Maritime attorney in the entire Panhandle (since 1996), a sustaining member of ATLA/AFTL, a proctor in admiralty and practicing since 1968. Emphasis on personal injury/death claims involving oil rigs, commercial and pleasure vessels including jet skis, also marine insurance, cargo, and salvage. John W. Merting, P.A., Harbourtown – Ste. 39, 913 Gulf Breeze Pkwy., Gulf Breeze 32561, phone (850) 916-9645, fax (850) 916-9787. ALCOHOL & SUBSTANCE ABUSE LICENSE PROBLEMS Richard B. Marx, “AV” rated lawyer and former member of the board of directors of Florida Lawyers Assistance, Inc., is available to act as a consultant or for representation of professionals with licensing problems brought about by addiction or other causes. Capable of assisting with a recovery program and all phases of license problems. Representation includes grievance committees, Bar admissions and readmission for suspended attorneys, as well as DBPR license defense for health care professionals. 66 West Flagler Street, Second Floor, Miami 33130, phone (305) 579-9060, fax (305) 377-0503. APPEALS The Law Offices of Bartmon & Bartmon, P.A., for all appeals in Florida state courts and administrative matters, and all federal courts. Attorneys with extensive appellate experience, including former Bureau Chief and Capital Cases Coordinator, Attorney General’s Office, Palm Beach County, FL. See our Web site at www.bartmonandbartmon.com for more information. 1515 N. Federal Highway, Suite 300 Boca Raton 33432, phone (561) 392-7782, fax (561) 392-8486. ATTORNEY DISCIPLINE & BAR ADMISSION Charles L. Curtis, experienced, “AV” rated, administrative-civil trial lawyer and past chair (twice) of Florida Bar grievance committees. Available for consultation and representation before grievance committees, Florida Board of Bar Examiners, referee, and Supreme Court proceedings involving attorney admission/discipline. Doumar, Allsworth, Curtis, Cross, Laystrom, Perloff, Voigt, Wachs & Maciver. 1177 S.E. 3rd Avenue, Ft. Lauderdale 33316-1197, phone (954) 762-3400, fax (954) 462-7652. Richard A. Greenberg, “AV” rated lawyer, former disciplinary counsel for The Florida Bar, is available for representation before grievance committees, before the Florida Board of Bar Examiners, in referee proceedings, and in any proceedings before the Supreme Court involving attorney discipline and Bar admission. Also available to act as counsel, consultant, or expert witness on any matter involving legal ethics or legal malpractice. Member Professional Ethics Committee. 325 West Park Avenue, Tallahassee 32301, phone (850) 681-9848, toll free 1-888-3ETHICS. < p>Jerome H. Shevin, experienced “AV” rated trial and appellate lawyer and former chair of a Florida Bar Grievance Committee. Available to consult with and represent lawyers before grievance committees, Florida Board of Bar Examiners, in subsequent referee and Supreme Court proceedings. Also available as expert witness or consultant on matters of legal ethics and malpractice. Jerome H. Shevin, P.A., Gables One Tower – Penthouse, 1320 S. Dixie Highway, Coral Gables 33146, phone (305) 661-6664. < p>Scott K. Tozian, “AV” rated lawyer with over 20 years experience in prosecuting and defending attorneys in Bar grievance/disciplinary proceedings, is available to represent lawyers in Bar proceedings, including reinstatement/readmission. He is available to serve as an expert witness. He has represented applicants before the Board of Bar Examiners for over 17 years and is available for representation concerning applications and character/fitness proceedings. Scott K. Tozian, Suite 150, 109 North Brush Street, Tampa 33602, phone (813) 273-0063, [email protected] ATTORNEY/PROFESSIONAL ADMISSION AND DISCIPLINE Joseph A. Corsmeier, former disciplinary counsel for The Florida Bar (1990-1998), is available to represent attorneys in all matters before The Florida Bar, including disciplinary, reinstatement, and admission proceedings. Also available to represent professionals in all licensure proceedings before state boards and agencies and for consultation and expert testimony on legal ethics and malpractice issues. Joseph A. Corsmeier, Esquire, Tew, Barnes & Atkinson, L.L.P., Clearwater office, (727) 799-2882; (727)726-0058 (fax); Tampa office (813) 885-1888. David R. Ristoff, “AV” ratedformer chief counsel for the Tampa office of The Florida Bar, Department of Lawyer Regulation (1984 – June 2000), is available for representation of attorneys in admission and before grievance committees, referee proceedings, reinstatements, Florida Board of Bar Examiners, and appeals before the Supreme Court of Florida. Available to represent other professionals in licensure proceedings. Also available for consultation and/or expert testimony on legal ethics and malpractice issues. David R. Ristoff, Kaltenbach, Williams & Ristoff, P.L.C., 7026 Little Road, New Port Richey, phone (727) 842-9758, fax (727) 848-2494. Automotive Law Automotive Industry- 19 years of experience; TILA, MMWA, UDTPA, Franchise issues, Sales & Warranty Cases. Defense of class action litigation claims. Representation of dealerships only. Available to handle, consult, or co-counsel selected matters, Mark A. Horowitz, Esq. (941) 275-9900. CONSUMER PROTECTION AND LEMON LAW Rebecca J. Covey, P.A., 12 years experience representing consumers in Lemon Law and deceptive trade practices, primarily in automobile sales and dealerships and manufacturers for warranty violations, odometer, and leasing fraud. Available for consultation in proceedings ranging from Lemon Law arbitration to trial. Rebecca J. Covey, P.A., 1318 S.E. First Avenue, Ft. Lauderdale 33316, phone (954) 763-4300. Criminal Defense and Immigration Law Spencer Eig, former Assistant U.S. Attorney (rated outstanding) and U.S. Immigration and Naturalization Service Trial Attorney is available for referral of federal and state criminal investigation, trial and appellate matters and all immigration matters. Member of the Florida, Georgia and D.C. bars. 407 Lincoln Road, Suite 708, Miami Beach, Florida, (305) 672-2770,[email protected], www.florida-lawyers.net. CRIMINAL LAW Michael Bruce Cohen, Esq., Board Certified Criminal Trial Lawyer, former state and federal prosecutor, member of the Florida, D.C., and N.Y. bars, announces his availability to accept all state and federal criminal trial and appellate matters including international extraditions. Participation fees honored. Trade Centre South, 100 West Cypress Creek Road, Ste 930, Ft. Lauderdale 33309; tel (954) 928-0059; fax (954) 771-0434; e-mail: [email protected] CRUISE LINES Charles R. Lipcon. Passenger and seamen’s claims handled since 1971, emphasis on personal injury/death. One Biscayne Tower, Suite 2480 Miami 33131, phone (305) 373-3016, fax (305) 373-6204, e-mail: [email protected] DISABILITY INSURANCE Kimsey Law Group has been representing clients in disability insurance disputes for several years. These cases fall under both ERISA and state law, depending on whether the disability insurance claim falls under a private disability insurance policy, or an employer-funded ERISA plan. Initial consultation is always free of charge. Kimsey Law Group, 3816 W. Linebaugh Ave., Ste. 204, Tampa 33624, telephone (813) 265-9292, fax (813) 265-1752, e-mail: [email protected] John J. Spiegel invites inquiries about disability insurance matters: claims, coverage disputes, trial, litigation, and appeals for all forms of disability coverages, e.g., individual, group, ERISA (including “appeals”). Disability claims are often complex and contested. Early consultation and representation is strongly recommended. Co-counsel arrangements welcomed. Referring attorney fees protected. John J. Spiegel, P.A., Concord Building 7th Floor, 66 West Flagler Street, Miami 33130, (305) 539-0700. DENTAL AND ORAL SURGERY Stanley W. Lane, D.D.S., J.D., attorney and board certified oral-maxillo facial surgeon, former associate professor Mt. Sinai, N.Y.U. College of Dentistry, 20 years of dental malpractice expertise; Sharon M. Sabel, Esq., 15 years experience in dental malpractice; available for referrals or co-counsel, specializing in dental malpractice exclusively. N.Y. and Florida Bar. Stanley W. Lane, D.D.S., P.A., 2775 East Oakland Park Boulevard, Suite 6, Ft. Lauderdale 33306, telephone: (954) 568-2111, facsimile: (954) 568-5521. ENTERTAINMENT/MUSIC LAW Drew B. Sherman is available for referrals and/or consultations in all music and entertainment legal matters throughout the state. Mr. Sherman’s practice includes contract negotiations, copyright claims, mechanical licensing, publishing agreements, and royalty issues. Mr. Sherman was formerly employed by PolyGram Records, Inc., and later Universal Music Group in New York City. Member D.C. & FL Bars, U.S. Supreme Court, U.S. District Courts for Southern, Middle and Northern Districts of Florida. Sherman Law Offices, Chartered, 1000 Corporate Drive, Suite 310, Fort Lauderdale, 33334, phone (954) 489-9500, toll free in Florida (877) 806-9500, fax (954) 489-9531, e-mail:[email protected], www.ShermanLegal.com. ERISA Lawrence D. Bache – ERISA plan reimbursement/subrogation issues – Litigation to recover wrongfully denied health, disability, pension, severance, life or other employee benefits. Federal and State Court accredited and experienced. Available for representation, referrals and/or consultation. The Law Office of Lawrence D. Bache, 9000 West Sheridan Street, Suite 174, Pembroke Pines FL 33024, phone (954) 436-7376, fax (954) 436-2926, e-mail: [email protected] Forfeiture Law Ray Christopher Lopez, Esquire, former prosecutor and former assistant city attorney handling all civil forfeiture actions initiated by the Tampa Police Department, announces his availability to act as a consultant, as co-counsel, or for referral or representation on all contraband forfeiture actions brought by law enforcement agencies. Lopez & Kuske, 500 E. Kennedy Blvd., Suite 101, Tampa 33602, phone (813) 221-4455, fax (813) 275-0902. GOVERNMENT FRAUD & CYBER LAW Andrew Grosso, former Assistant U.S. Attorney in Tampa and Boston, is available in litigation and administrative matters concerning qui tam law suits, government program fraud, Internet law, domain name disputes, and computer security. His background includes degrees in physics and computer science, and prosecuting Medicare/Medicaid, defense contract, and HUD fraud. 2121 K Street, N.W., Suite 800, Washington, D.C. 20037, phone (202) 261-3593, fax (202) 261-3595, e-mail: [email protected] HEALTH CARE LAW George F. Indest III, Board certified health care attorney, and other health care attorneys available statewide to consult, affiliate as co-counsel, or accept referrals representing physicians and other health care providers. We represent exclusively health care providers. Our practice includes business, regulatory and transactional matters and commercial, administrative and professional litigation. Experienced in defending investigations, licensing cases, Medicare/Medicaid audits/investigations, credentialing/privileges cases, covenants-not-to-compete, and other health related areas. The Health Law Firm, 220 E. Central Parkway, Suite 2030, Altamonte Springs (Orlando) 32701, (407) 331-6620. IMMIGRATION LAW Jeffrey N. Brauwerman, Florida Bar Board Certified Immigration and Nationality Lawyer, former U.S. immigration judge and regional counsel and district counsel, U.S. Immigration & Naturalization Service, available for representation, consultation, and as an expert witness. “AV” rated. Vice-chair, inaugural Immigration and Nationality Law Certification Committee. Listed: “The Best Lawyers in America;” “Martindale-Hubbell’s Register of Pre-eminent Lawyers;” and “The Florida Consumer Guidebook to Law & Leading Attorneys.” Offices in Miami and Ft. Lauderdale. Miami, phone (305) 758-1234, Ft. Lauderdale, phone (954) 527-1234, e-mail: [email protected], www.brauwermanlaw.com. INSURANCE COVERAGE LAW William Scott Patterson, in-house counsel with national insurance coverage group of Top 10 property & casualty insurer and former Florida insurance defense trial attorney, is available for referrals and consultations for liability insurance coverage matters on behalf of policyholder interests, throughout Florida and the United States. Law Offices of William Scott Patterson, P.C., 1300 Pennsylvania Avenue NW, Suite 700, Washington, D.C. 20004. (202) 204-2555, [email protected] group.com. INTERNATIONAL LAW Business in Russia – Florida Lawyer working in Moscow is available to assist with all aspects of business and law involving Russia. I have over 7 years of experience in Russia and I work with an excellent team of Russian lawyers and reliable commercial contacts. Please contact Michael Malloy by telephone at (202) 452-7433, by fax at (202) 318-8874,or by email at Michael [email protected] LEMON LAW & BREACH OF WARRANTY Cousins & Associates has reviewed over 2,000 Lemon Law-related matters and has represented clients from Virgin Islands to Seattle, Washington. For over a decade, Patrick S. Cousins has represented foreign and domestic manufacturers and consumers, thus making him uniquely qualified to represent your interest. Automobiles, trucks under 10,000 pounds; all recreational vehicles. Visit our Web page at www.yourlemon.com; e-mail: cuzlaw @aol.com; phone (800) CAR-LAW-8, fax: 561-835-0766. Call, we are here to help. MASSACHUSETTS LAW Firm Litigating, all types of cases in Massachusetts. Hourly rates with contingent fees on personal injury cases. Experience in Federal and State courts of Massachusetts. Offices in Massachusetts and Sarasota, FL. Arrangements can be made to visit client or referring attorney in Florida. All inquiries regarding referrals promptly answered. Office of Albert E. Grady, Phone: 508-583-8562, Voice mail 941-284-6535, Fax 508-586-0734. NURSING HOME MALPRACTICE T. Patrick Ford, Jr., announces his availability to represent individuals in matters relating to the negligence of nursing homes and the rights of residents of nursing homes. Board Certified in Trial Law and AV rated, Mr. Ford is available for consultations and referrals in all aspects of medical and nursing home malpractice. Inquiries welcome. Ford & Sinclair P.A., Penthouse 1-C, Two Datran Center, 9130 South Dadeland Boulevard, Miami 33156, (305) 670-2000 or (888) 372-2873. Joseph B. Landy, former nursing home defense attorney, announces his availability throughout the state to investigate and pursue all claims arising out of nursing home abuse. Referring attorneys paid in accordance with Florida Bar Rules. Joseph B. Landy, Lesser, Lesser & Landy, 909 N. Dixie Hwy, West Palm Beach,FL,33401,(561)655-2028, [email protected] PATENTS John J. Halak, USPTO Reg. No. 27,793 (1975), admitted in FL and NY; practice limited to ALL patent and related matters, including application prosecution, invention commercialization, opinions and infringement litigation; former VP-Legal of NYSE entity. B.S., M.B.A., J.D., LL.M., Offices at 6717 Ashley Court, Sarasota 34241, (941) 922-9796 and at Suite 1403, 808 Brickell Key Drive, Miami, FL 33131, (305) 375-9200 and at Suite 900, 445 Park Ave., New York, NY 10022, (212) 787-8100, e-mail: [email protected] PATENT, TRADEMARK, COPYRIGHT LAW Christopher & Weisberg, P.A. U.S. & international patent and trademark searches and applications, copyrights, Internet and computer law, technology and export licensing, intellectual property counseling; experienced in a range of technologies including electrical, mechanical, aerospace, industrial machinery, computer hardware and software, telecommunications and networks, medical devices, sporting goods, and consumer products. 200 E. Las Olas Blvd., Suite 2040, Ft. Lauderdale 33301, (954) 828-1488, [email protected] Fleit, Kain, Gibbons, Gutman & Bongini, P.L. **Focus on I.P.** Miami – Ft. Lauderdale – Boca Raton, patents, trademarks, copyrights, trade secrets, unfair competition, false advertising, computer law, Internet law, domain name disputes, technology licensing / transfers, litigation / dispute resolution. Registered patent attorneys, AV rated. 750 S.E. 3rd Ave., Ste. 100, Ft. Lauderdale 33316, (954) 768-9002, Boca (561) 989-9811, Miami (305) 530-9100 or toll free (800) 846-0900, fax: (954) 768-0158, www.FocusOnIP.com. < p>Lerner & Greenberg, P.A. Ranked among the top 40 patent firms in the country by Intellectual Property Today magazine, Lerner & Greenberg, P.A. advises clients in key issues of intellectual property law including patents, trademarks, unfair compensation, licensing, trade secrets, international patents and dispute resolution, as well as Internet and domain name issues. 2445 Hollywood Boulevard, Hollywood, Florida 33020,(954)925-1100, [email protected] < p>Malloy & Malloy, P.A.“Since 1959” – Practice limited to patent, trademark, copyright, unfair competition, trade secrets, related intellectual property causes, including trials & appeals. Complete U.S. & Int’l services include patent and trademark applications in all foreign countries, searches, licensing, franchising. Registered patent attorneys, AV rated. John Cyril Malloy III is an intellectual property adjunct professor at St. Thomas Law School. Malloy & Malloy, P.A, 2800 S.W. Third Avenue, Miami, 33129, (305) 858-8000, toll free (800) 377-7239, fax (305) 858-0008. Ft. Laud. Office (954) 525-9611, e-mail: [email protected], Internet: www.malloylaw.com. PROBATE AND TRUST LITIGATION Christopher Q. Wintter, Trial Lawyer, Board Certified Wills, Trusts & Estates Lawyer, C.P.A., and an instructor and faculty member for the National Institute for Trial Advocacy (NITA), announces his availability to represent personal representatives, fiduciaries, beneficiaries, trustees, and potential heirs in litigation matters concerning wills, trusts, estates. Mr. Wintter is also available to assist counsel with advice, strategy, expert opinion, or to act as co-counsel relating to complex administration issues concerning trusts and estates. Wintter & Associates, P.A., 2239 Hollywood Boulevard, Hollywood 33020. (954) 920-7014; fax: (954) 920-7080. REAL ESTATE LAW James L. Mack, Board Certified Real Estate Lawyer with 52 years of practice in Florida exclusively in the area of real estate law, “AV” rated, is available to act as expert witness or consultant in real property litigation. 20185 East Country Club Drive, #607, Miami 33180, (305) 466-5519 or (305) 933-2266, fax (305) 682-1533, e-mail: [email protected] SECURITIES LAW Charles E. Scarlett, Esq., with eighteen (18) years of litigation experience, represents both customers and stockbrokers in NASD arbitrations and litigation. Mr. Scarlett was previously the General Counsel of an NYSE firm and a regulator with the State of Florida and the NASD. He is currently an arbitrator for the NASD. Mr. Scarlett is available for representation and referrals and to act as an expert witness in securities related matters. CHARLES E. SCARLETT, P.A., One Boca Place, 2255 Glades Road, Suite 236W, Boca Raton, Fl 33431,(561)989-8604; [email protected] SECURITIES LITIGATION Klayman & Toskes P.A., securities litigation and arbitration, stockbroker misconduct, investor rights, defense of brokerage firms and individuals in all federal, state, and SRO proceedings. Mr. Klayman, of the firm, is a former NASD licensed broker who has handled hundreds of securities related matters. The firm is available for referrals, consultation, and co-counsel associations. 900 North Federal Highway, Suite 200, Boca Raton, (561) 997-9956, fax (561) 361-9178. Schoeppl & Burke, P.A. The firm’s securities department is headed by Carl F. Schoeppl, former senior enforcement attorney for the SEC, and special assistant district attorney. Mr. Schoeppl holds an LL.M. in litigation. The firm is available to handle securities-related litigation and arbitration matters, the defense of individuals and entities in SEC, FBI, NASD, NYSE, and SRO investigations. Admitted in Florida, N.Y., and Washington, D.C. 4800 North Federal Highway, Suite 207-D, Boca Raton 33431-5178, (561) 394-8301, fax (561) 394-3121. SOCIAL SECURITY DISABILITY & RETIREMENT CLAIMS Harold R. Cohen announces that he is available to act as a consultant to or as an associate of other lawyers in matters involving disability insurance benefits before the Social Security Administration. Harold R. Cohen, 1550 Northeast Miami Gardens Dr., North Miami Beach 33179, Dade (305) 949-2424, Broward (954) 921-4489. Lyle D. Lieberman, “AV” rated, former U.S. administrative law judge, Social Security Administration, and past president of the National Organization of Social Security Claimants’ Representatives (NOSSCR), is available in matters involving Social Security disability and retirement claims. 44 West Flagler Street, Suite 2050, Miami 33130, (305) 358-0115; 201 N.E. 2nd Street, Suite 100, Ft. Lauderdale 33301, (954)761-3488; Boca Raton (561) 394-8422; West Palm Beach (561) 655-8598. < p>Randy Pelham and Alan Andrews of Pelham & Associates are available throughout the Panhandle, including Pensacola, Panama City, Tallahassee, and Jacksonville, for representation of disabled persons in all Social Security disability matters. Referring attorneys paid in accordance with Florida Bar rules. 1963 Village Green Way, Suite A, Tallahassee 32308, phone (850) 383-6600, toll free (888) 881-6009, fax (850) 383-6604. Stockbroker misconduct Darren C. Blum, Esq. concentrates on recovering investors’ losses caused by stock and commodity broker misconduct. Mr. Blum has vast experience within the securities industry, including working in the “pits” of the commodities exchange; former licensed broker with the NFA and NASD; former associate of a large New York law firm that defended many brokers and brokerage firms; former intern for the NASD Arbitration Department; a published author and co-author of securities arbitration articles; and an approved Arbitrator for the NASD and NFA. Referring attorneys are gladly paid in accordance with Florida Bar rules. The Law Offices of Darren C. Blum, P.A., 8751 W. Broward Blvd., Suite 201, Plantation 33324 phone (954) 423-6000, fax (954) 423-2060, 1-877-STOCK-LAW. TRAFFIC TICKETS and/or CRIMINAL DEFENSE Traffic ticket and/or traffic criminal hearings covered by Unger & Kowitt. We are a law firm dedicated to traffic related matters and have been established for years. We have attorneys in every courthouse five days a week in Miami-Dade, Broward and Palm Beach Counties. We will attend those court hearings on your behalf for an extremely reasonable fee. Last minute coverages are not a problem. Client relationships protected. Call (954) 370-9999. Ask to speak with Barry D. Kowitt, esq. UNITED KINGDOM Bennetts Solicitors – A multinational practice serving the needs of U.S. clients and their legal advisers in the U.K. Concentration areas include business and commercial law, litigation, personal injury, real estate, employment law, and probate (contentious). For inquiries contact: Kevin M. Burke, Esq., (licensed to practice in Florida, Ohio, and England and Wales) Address – High Street, Wrington, Bristol BS40 5QB, UK. Phone: 44-1934-862786. e-mail: [email protected] WORKERS’ COMPENSATION CLAIMANT REPRESENTATION Randy Pelham and Alan Andrews of Pelham & Associates are available throughout the Panhandle, including Pensacola, Panama City, Tallahassee and Jacksonville, for representation of injured workers in all workers’ compensation matters. Referring attorneys paid in accordance with Florida Bar rules. 1963 Village Green Way, Suite A, Tallahassee 32308, phone (850) 383-6600, toll free (888) 881-6009, fax (850) 383-6604. WORKERS’ COMPENSATION PREMIUM DISPUTES J. Layne Smith consults and represents employers in workers’ compensation premium disputes involving payroll/remuneration, classifications, experience rating, audits, exempt status, coverage, claims handling, etc. Mr. Smith has over 18,000 hours experience litigating these types of cases, for and against the insurance industry. He consults and represents employers and others accused by the state or federal government of workers’ compensation premium fraud. He serves as a consulting and testifying expert. J. Layne Smith, P.A., 3370 Capital Circle N.E., Ste. I, Tallahassee 32308. (888) 902-8300, (850) 385-8000, fax (850) 201-8000, website: www.laynesmith.com.last_img read more

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Valley Stream Man Found Guilty In Deadly Christmas Eve Slaying

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A Nassau County jury delivered a guilty verdict against a Valley Stream man Tuesday for the 2013 Christmas Eve shooting death of a Queens man seated in his parked car outside a restaurant.Orlando Ortiz was found guilty of Manslaughter in the 1st Degree and Criminal Possession of a Weapon in the 2nd Degree for gunning down 50-year-old Richard Baccus of Rosedale as he sat inside his BMW 525 in a parking lot near Ay Caramba on West Merrick Road in Valley Stream Dec. 23, 2013 at approximately 11:55 p.m.Homicide detectives investigating the crime discovered Baccus had suffered multiple gunshot wounds. He was pronounced dead at the scene.“It’s fitting that almost exactly one year after this defendant’s crime, a Nassau County jury has delivered its verdict on what exactly happened that night,” Nassau County District Attorney Kathleen Rice announced Tuesday. “This defendant shot an unarmed man several times as he sat in his car, unable to defend himself. I am thankful for the jury’s hard work in carefully weighing all of the evidence and coming to the conclusion that only this defendant was responsible for the bloodshed that occurred that night.”Witnesses saw Ortiz and his victim drinking and arguing at the bar prior to the incident, her office said in a press release about the conviction. Ortiz was also spotted by witnessed angrily following Baccus to his car, it states. The defense contended at trial that the defendant mistakenly believed a flashlight held by the victim to be a gun pointed at him, her office continues, yet no gun was recovered from the victim’s vehicle.Ortiz, who was 31 years old at the time of the killing, is due back in court for sentencing on March 6, 2015. He faces up to 40 years in prison.last_img read more

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Niche market

To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters

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Talk of the towns

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

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German institutions diversifying within asset classes – Towers Watson

first_imgBased on the current asset allocation of the surveyed institutions, Towers Watson calculated an average expected return of 3.9% per annum over the next decade.In a statement on the study ‘Pension Risk Management and Allocation of Pension Assets 2014’, Nigel Cresswell, head of investment consulting at Towers Watson Germany, said: “German companies should consider whether a rather conservative approach is in line with their individual return expectations.”He said German investors were already accepting the low-interest-rate environment as the new normal rather than an exceptional situation.But he warned that a low discount rate and a change in the interest rate curve “still contain a high risk potential for the liabilities side of investors”.Cresswell said he was convinced “the unused possibilities for diversification have a huge potential for improving returns”.His suggestions include direct investments in alternative asset classes, as well as a broader use of smart beta strategies in that space.Further, he criticised the disuse of governance structures to make return drivers more efficient and adjust them to the long-term return/risk targets of investors.“Up until now, governance was seen as a stand-alone concept determined at the beginning of the investment process and is static in nature,” Cresswell said.But he predicted that increased complexity of investments would lead to an expansion of the governance concept by an “organisational design” approach.He added that, in portfolio construction, qualitative models for risk/return assessments were already replacing quantitative models, whose weaknesses were revealed in the wake of the financial crisis. Ongoing diversification within the portfolios of German institutional investors has not shifted overall bond and equity exposure, according to Towers Watson, which surveyed pension providers with nearly €130bn in combined assets.The consultancy found that pension institutions were looking for returns in government bonds from peripheral Europe and the emerging markets, as well as high-yield bonds and loans.It said equity investors were seeking “strong regional diversification”, with an increased home bias reflected in a euro-zone equity overweight. However, bonds still account for the lion’s share of the average German portfolio (59%), followed by equities (27%) and alternatives (10%).last_img read more

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People moves: Lombard Odier hires senior sustainability duo

first_imgLombard Odier, Detailhandel, Bibliotheken, Barings, Eurizon, Hymans Robertson, Savills IM, Principal Global Investors, KGAL Lombard Odier – The Swiss asset manager has poached Christopher Kaminker from SEB for the newly created role of head of sustainable investment research and strategy, while Ebba Lepage has been appointed head of corporate sustainability. At SEB, Kaminker was head of sustainable finance research. Before joining the Nordic banking group he was the lead economist and policy adviser for sustainable finance at the OECD and represented the think tank as a delegate to the G20 and Financial Stability Board. Hubert Keller, CEO of Lombard Odier Investment Managers, said: “Investors and the corporate world are coming under mounting pressure to transition to a sustainable economy. Christopher’s extensive experience across the academic, financial and policy sectors will advance our integrated sustainability solutions and bolster our research capability within LOIM as we seek to give our clients access to companies which adopt sustainable business models and practices.” Lepage joins Lombard Odier on 19 August from biomaterials corporate Stora Enso. As group vice president for M&A and corporate finance, she oversaw the company’s sustainable investment activities.Detailhandel – Sasja Keijmel has started in the newly created position of actuarial head at Detailhandel, the €24bn Dutch pension fund for the retail sector. He will also focus on the new pensions contract, to be introduced as part of the Netherlands’ pension system reform.Keijmel joins from consultancy Mercer Netherlands where he was an actuarial adviser for several company and industry-wide pension funds during the past 19 years, advising Detailhandel since 2012. Prior to his job at Mercer, Keijmel worked at Heijnis and Koelman, a predecessor of consultancy Aon Hewitt, for six years.Bibliotheken – Ernst Hagen has started as member of the supervisory board of the €2.5bn Dutch pension fund for public libraries, Openbare Bibliotheken. Hagen is also an internal supervisor at the industry-wide schemes for Rhine and inland shipping (Rijn- en Binnenvaart) and the merchant navy (Koopvaardij), and is a board member at the Pensioenfonds Equens.Since 2011, he worked at asset manager BMO Global Asset Management in several positions, including director, portfolio manager and delegated chief investment officer. Prior to this he was head of asset management at the €11bn sector scheme for the hospitality industry (Horeca & Catering).Barings – Stewart Russell has been hired as head of institutional solutions to lead Barings’ newly formed institutional solutions business. He will report to Barings’ head of global markets, Michael Freno. Ann Bryant has also joined the firm as head of insurance solutions within the new business unit, reporting to Russell. Freno said: “We are excited to welcome Stewart and Ann to the Barings team as we set out to build an institutional solutions business, strengthening our current partnerships with institutional investors globally.” Russell was most recently a portfolio manager at Moore Capital Management , but has also worked at RBS Greenwich Capital Markets and as co-chief investment officer at Fischer Francis Trees & Watts. Bryant joins from Reinsurance Group America where she served as a senior portfolio manager. Before that was she was vice president for capital markets at Summit Strategies Group, and principal at Mercer.Eurizon – The asset management company of the Intesa Sanpaolo Group has established two new units in its investment department, one dedicated to corporate governance and sustainability and other for fundamental research and analysis activities.Simone Chelini has been the head of the corporate governance and sustainability unit since the beginning of June, leading the team of specialists who have already been managing and developing the company’s work in relation to environmental, social and corporate governance (ESG) issues. Chelini was most recently coordinator of the management committee of Assogestioni, Italy’s asset management association, from 2016 to February of this year.Eurizon said it decided to centralise its activities in these areas within the investment department to “be more influential and decisive in its support of developing a sustainable business system to create long-term value for its customers”.Also in June, the asset manager established the fundamental research unit headed by Francesco Sedati, who was previously at JP Morgan Asset Management.Separately, Guido Crivellaro has joined the Italian equity team from Symphonia SGR, where he was head of equity portfolios for Italy.Tommaso Corcos, CEO of Eurizon, said the asset manager was “deploying more and more resources to some of the business areas we believe will be most sustainable in the future”.Hymans Robertson – The pensions consultancy has promoted Michael Ambery to lead its master trust research and manage the company’s relationships with defined contribution product providers. He has been at Hymans Robertson since 2006, having joined from KPMG’s pensions team. Principal Global Investors – The US asset manager has appointed Christoph Salzmann as head of distribution in Switzerland, a move it said was part of its growth strategy in the country. He previously worked for BNP Paribas Asset Management in Zurich. PGI opened its Swiss office in 2016. Savills Investment Management – The global real estate investment manager has appointed Pierre Escande as head of investment for France, Belgium and Luxembourg, responsible for originating new investment opportunities in what Savills said was an increasingly active market for the manager. Escande joins Savills IM from AEW where he was a fund manager in charge of the development and management of major institutional client portfolios. Before that he was an associate director at Invesco. KGAL  – Christian Schulte Eistrup has been appointed head of international institutional business as the real assets manager seeks to further expand its presence within international investment markets.He joins from Optimum Asset Management, where he was a managing director and a member of its management and investment committees. Previous roles include head of the EMEA region for BlackRock’s real estate arm.last_img read more

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